ALPINE CAPITAL BANK PRIVACY POLICY

Privacy Notice

Dec-19


FACTS

WHAT DOES ALPINE CAPITAL BANK DO WITH YOUR PERSONAL

INFORMATION?



Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice

carefully to understand what we do.



What?

The types of personal information we collect and share depend on the product or service you

have with us. This information can include:

  • Social Security number and income

  • Account balances and payment history

  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in

this notice.



How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Alpine Capital Bank chooses to share; and

whether you can limit this sharing.


Reasons we can share your personal information

Does Alpine Capital Bank

share?

Can you limit the sharing?

For our everyday business purposes --


YES


NO

such as to process your transactions, maintain

your account(s), respond to court orders and legal

investigations, or to report to credit bureaus

For our marketing purposes --

YES

NO

to offer our products and services to you

For joint marketing with other financial companies

NO

WE DO NOT SHARE

For our affiliates' everyday business purposes --

NO

WE DO NOT SHARE

information about our transactions and experiences

For our affiliates' everyday business purposes --

NO

WE DO NOT SHARE

information about your creditworthiness

For our affiliates to market to you

NO

WE DO NOT SHARE

For nonaffiliates to market to you

NO

WE DO NOT SHARE


Questions?

Call 212-328-2555 or go to www.alpinecapitalbank.com


Who we are

Who is providing this notice?

Alpine Capital Bank, 680 Fifth Avenue, 7th Floor, New York, New York

Telephone: 212-328-2555, Website: www.alpinecapitalbank.com

Email: info@alpinecapitalbank.com


What we do

How does Alpine Capital Bank

protect my personal information?

To protect your personal information from unauthorized access and use,

we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Alpine Capital Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money or make a withdrawal

  • Pay your bills or apply for a loan

  • Use your ATM or debit card

We also collect your personal information from others, such as credit

bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes -- information

about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be

financial and nonfinancial companies.

Alpine Capital Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be

financial and nonfinancial companies.

Alpine Capital Bank does not share with our nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that

together market financial products or services to you.

Alpine Capital Bank doesn't jointly market.

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